Industry Statistics and Trends
Market size and recent performance (2015-2030)
Industry revenue has declined at a CAGR of 3.9 % over the past five years, to reach an estimated $18.0bn in 2025.
Trends and Insights
Agricultural woes push farmers to seek short-term loans
- Cash-poor farmers turned to short-term loans offered by agricultural banks to cover current operating expenses as agricultural commodity prices faced volatility in the last five years. Strong fiscal support for the Agriculture Sector from the Federal Government, lowered demand for loans at the onset of the period, hindering industry revenue.
- Additional trends and insights available with purchase
Source: IBISWorld
Industry outlook (2025-2030)
Market size is projected to grow over the next five years.
Trends and Insights
External competition will pose a bigger threat and cause banks to hasten their shift online
- The growth of large commercial banks and their size and scale of operations posed a threat to agricultural banks during the current period. Larger commercial banks and savings institutions will likely continue to leverage their size and scope to attract deposits away from agricultural banks, capitalizing on their extensive resources and broader market reach.
Biggest companies in the Agricultural Banks in the US
| Company | Market Share (%)
2025 | Revenue ($m)
2025 | Profit ($m)
2025 | Profit Margin (%)
2025 |
|---|---|---|---|---|
Federal Farm Credit Banks Funding Corporation | 14,083.1 | 7,875.9 | 55.9 |
To view the market share and analysis for all 1 top companies in this industry, view purchase options.
Products & Services Segmentation
Source: IBISWorld
Industry revenue is measured across several distinct product and services lines, including Farm real estate loans, Production and intermediate-term loans and Agribusiness loans. Farm real estate loans is the largest segment of the Agricultural Banks in the US.
Trends and Insights
The farm real estate loans segment climbs
- Farm real estate loans represent the Agricultural Banks industry's primary service. Similar to a traditional mortgage, farm real estate loans are used to finance the purchase of farmland and homesteads. Agricultural banks specialize in farm real estate loans due to the comprehensive due diligence required in purchasing farmland. This segment has climbed due to rising land and property values, resulting in larger loan sizes and boosting interest income from these loans.
- More insights available in the full report
Table of Contents
About this industry
Industry definition
Operators in this industry specialize in lending to the agricultural sector. More specifically, banks in this industry dedicate at least 18.3% of their total loans to agriculture.
What's included in this industry?
Products and services covered in the Agricultural Banks industry in the United States include Providing farmland loans, Providing farm production loans and Providing nonfarm personal and commercial loans.Companies
Companies covered in the Agricultural Banks industry in the United States include Federal Farm Credit Banks Funding Corporation.Purchase this report to view all 1 major companies in this industry.
Related Terms
Related terms covered in the Agricultural Banks industry in the United States include noninterest income, loan loss provisions and return on assets.Industry Code
NAICS 522110 - Agricultural Banks in the US
Performance
Get an indication of the industry's health through historical, current and forward-looking trends in the performance indicators that make or break businesses.
Analyst insights
Short-term loans have propped up the industry in times of economic strife. The high-interest-rate environment for most of the period resulted in a boom in these types of loan...
In this chapter (4)
- Current Performance
- Outlook
- Volatility
- Life Cycle
Key metrics
- Annual Revenue, Recent Growth, Forecast, Revenue Volatility
- Number of Employees, Recent Growth, Forecast, Employees per Business, Revenue per Employee
- Number of Businesses, Recent Growth, Forecast, Employees per Business, Revenue per Business
- Total Profit, Profit Margin, Profit per Business
Charts
- Revenue, including historical (2015-2024) and forecast (2025-2030)
- Employees, including historical (2015-2024) and forecast (2025-2030)
- Businesses, including historical (2015-2024) and forecast (2025-2030)
- Profit, including historical (2015-2025)
- Industry Volatility vs. Revenue Growth
- Industry Life Cycle
Detailed analysis
- Trends in supply, demand and current events that are driving current industry performance
- Expected trends, economic factors and ongoing events that drive the industry's outlook
- Key success factors for businesses to overcome volatility
- How contribution to GDP, industry saturation, innovation, consolidation, and technology and systems influence the industry's life cycle phase.
Products and Markets
Learn about an industry's products and services, markets and trends in international trade.
Analyst insight
Farmers are the industry’s bread and butter. Farm bank loans are the main source of income for agricultural banks.
In this chapter
- Products & Services
- Major Markets
Key metrics
- Largest market segment and value in 2025
- Product innovation level
Charts
- Products & services segmentation in 2025
- Major market segmentation in 2025
Detailed analysis
- Trends impacting the recent performance of the industry's various segments
- Innovations in the industry's product or service offering, specialization or delivery method
- Key factors that successful businesses consider in their offerings
- Buying segments and key trends influencing demand for industry products and services
Geographic Breakdown
Discover where business activity is most concentrated in an industry and the factors driving these trends to find opportunities and conduct regional benchmarking.
Analyst insights
Rural areas with vast farmlands are the main source of income for the industry. Following this, agricultural banks congregate in farm country, like the corn belt.
In this chapter (1)
- Business Locations
Charts
- Share of revenue, establishment, wages and employment in each state
- Share of population compared to establishments in each region in 2025
Tables
- Number and share of establishments in each state in 2025
- Number and share of revenue each state accounts for in 2025
- Number and share of wages each state accounts for in 2025
- Number and share of employees in each state in 2025
Detailed analysis
- Geographic spread of the industry across North America, and trends associated with changes in the business landscape
- Key success factors for businesses to use location to their advantage
Competitive Forces
Get data and insights on what's driving competition in an industry and the challenges industry operators and new entrants may face, with analysis built around Porter's Five Forces framework.
Analyst insights
Commercial banks are the largest competition agricultural banks face. Commercial banks like Wells Fargo are better funded and have the benefit of being household names.
In this chapter (4)
- Concentration
- Barriers to Entry
- Substitutes
- Buyer & Supplier Analysis
Key metrics
- Industry concentration level
- Industry competition level and trend
- Barriers to entry level and trend
- Substitutes level and trend
- Buyer power level and trend
- Supplier power level and trend
Charts
- Market share concentration among the top 4 suppliers from 2020-2025
- Supply chain including upstream supplying industries and downstream buying industries, flow chart
Detailed analysis
- Factors impacting the industry’s level of concentration, such as business distribution, new entrants, or merger and acquisition activity.
- Key success factors for businesses to manage the competitive environment of the industry.
- Challenges that potential industry entrants face such as legal, start-up costs, differentiation, labor/capital intensity and capital expenses.
- Key success factors for potential entrants to overcome barriers to entry.
- Competitive threats from potential substitutes for the industry’s own products and services.
- Key success factors for how successful businesses can compete with substitutes.
- Advantages that buyers have to keep favorable purchasing conditions.
- Advantages that suppliers have to maintain favorable selling conditions.
- Key success factors for how businesses can navigate buyer and supplier power.
Companies
Learn about the performance of the top companies in the industry.
Analyst insights
Federal Farm Credit Banks is by far the industry’s largest bank. Despite having only an estimated 50 employees, it controls over 50.0% of the market.
In this chapter
- Market Share Concentration
- Companies
- Company Spotlights
Charts
- Industry market share by company in 2021 through 2025
- Major companies in the industry, including market share, revenue, profit and profit margin in 2025
- Overview of Federal Farm Credit Banks Funding Corporation's performance by revenue, market share and profit margin from 2019 through 2025
Detailed analysis
- Description and key data for Federal Farm Credit Banks Funding Corporation, and factors influencing its performance in the industry
External Environment
Understand the demographic, economic and regulatory factors that shape how businesses in an industry perform.
Analyst insights
Heavy federal regulation characterizes the industry. Banks are closely monitored by the Fed to ensure sound business practices.
In this chapter
- External Drivers
- Regulation & Policy
- Assistance
Key metrics
- Regulation & policy level and trend
- Assistance level and trend
Charts
- Regulation & Policy historical data and forecast (2015-2030)
- Assistance historical data and forecast (2015-2030)
Detailed analysis
- Demographic and macroeconomic factors influencing the industry, including Regulation & Policy and Assistance
- Major types of regulations, regulatory bodies, industry standards or specific regulations impacting requirements for industry operators
- Key governmental and non-governmental groups or policies that may provide some relief for industry operators.
Financial Benchmarks
View average costs for industry operators and compare financial data against an industry's financial benchmarks over time.
Analyst insights
Profit has declined over the past five years. This is mostly due to the rise in interest rates in the latter part of the period, which reduced loan volume demand for the indu...
In this chapter
- Cost Structure
- Financial Ratios
- Key Ratios
Key metrics
- Profit margin, and how it compares to the sector-wide margin
- Average wages, and how it compares to the sector-wide average wage
- Largest cost component as a percentage of revenue
- Industry average ratios for days' receivables, industry coverage and debt-to-net-worth ratio
Charts
- Average industry operating costs as a share of revenue, including purchases, wages, depreciation, utilities, rent, other costs and profit in 2025
- Average sector operating costs as a share of revenue, including purchases, wages, depreciation, utilities, rent, other costs and profit in 2025
- Investment vs. share of economy
Data tables
- Industry Multiples (2018-2023)
- Industry Tax Structure (2018-2023)
- Income Statement (2018-2023)
- Balance Sheet (2018-2023)
- Liquidity Ratios (2018-2023)
- Coverage Ratios (2018-2023)
- Leverage Ratios (2018-2023)
- Operating Ratios (2018-2023)
- Cash Flow & Debt Service Ratios (2015-2030)
- Revenue per Employee (2015-2030)
- Revenue per Enterprise (2015-2030)
- Employees per Establishment (2015-2030)
- Employees per Enterprise (2015-2030)
- Average Wage (2015-2030)
- Wages/Revenue (2015-2030)
- Establishments per Enterprise (2015-2030)
- IVA/Revenue (2015-2030)
- Imports/Demand (2015-2030)
- Exports/Revenue (2015-2030)
Detailed analysis
- Trends in the cost component for industry operators and their impact on industry costs and profitability
Key Statistics
Industry Data
Data Tables
Including values and annual change:
- Revenue (2015-2030)
- IVA (2015-2030)
- Establishments (2015-2030)
- Enterprises (2015-2030)
- Employment (2015-2030)
- Exports (2015-2030)
- Imports (2015-2030)
- Wages (2015-2030)
Top Questions Answered
Unlock comprehensive answers and precise data upon purchase. View purchase options.
What is the market size of the Agricultural Banks industry in the United States in 2025?
The market size of the Agricultural Banks industry in the United States is $18.0bn in 2025.
How many businesses are there in the Agricultural Banks industry in the United States in 2025?
There are 1,333 businesses in the Agricultural Banks industry in the United States, which has declined at a CAGR of 4.1 % between 2020 and 2025.
How may import tariffs affect the Agricultural Banks industry in the United States?
The Agricultural Banks industry in the United States is unlikely to be materially impacted by import tariffs with imports accounting for a low share of industry revenue.
How may export tariffs affect the Agricultural Banks industry in the United States?
The Agricultural Banks industry in the United States is unlikely to be materially impacted by export tariffs with exports accounting for a low share of industry revenue.
Has the Agricultural Banks industry in the United States grown or declined over the past 5 years?
The market size of the Agricultural Banks industry in the United States has been declining at a CAGR of 3.9 % between 2020 and 2025.
What is the forecast growth of the Agricultural Banks industry in the United States over the next 5 years?
Over the next five years, the Agricultural Banks industry in the United States is expected to grow.
What are the biggest companies in the Agricultural Banks industry in the United States?
The biggest company operating in the Agricultural Banks industry in the United States is Federal Farm Credit Banks Funding Corporation
What does the Agricultural Banks industry in the United States include?
Providing farmland loans and Providing farm production loans are part of the Agricultural Banks industry in the United States.
Which companies have the highest market share in the Agricultural Banks industry in the United States?
The company holding the most market share in the Agricultural Banks industry in the United States is Federal Farm Credit Banks Funding Corporation.
How competitive is the Agricultural Banks industry in the United States?
The level of competition is moderate and increasing in the Agricultural Banks industry in the United States.
Methodology
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What data sources do IBISWorld analysts use?
Each industry report incorporates data and research from government databases, industry-specific sources, industry contacts, and our own proprietary database of statistics and analysis to provide balanced, independent and accurate insights.
Key data sources in the US include:
- US Census Bureau
- US Bureau of Labor Statistics
- US International Trade Commission
Analysts also use industry specific sources to complement catch-all sources, although their perspective may focus on a particular organization or representative body, rather than a clear overview of all industry operations. However, when balanced against other perspectives, industry-specific sources provide insights into industry trends.
These sources include:
- Industry and trade associations
- Industry federations or regulators
- Major industry players annual or quarterly filings
Finally, IBISWorld’s global data scientists maintain a proprietary database of macroeconomic and demand drivers, which our analysts use to help inform industry data and trends. They also maintain a database of statistics and analysis on thousands of industries, which has been built over our more than 50-year history and offers comprehensive insights into long-term trends.
How does IBISWorld forecast its data?
IBISWorld’s analysts and data scientists use the sources above to create forecasts for our proprietary datasets and industry statistics. Depending on the dataset, they may use regression analysis, multivariate analysis, time-series analysis or exponential smoothing techniques to project future data for the industry or driver. Additionally, analysts will leverage their local knowledge of industry operating and regulatory conditions to impart their best judgment on the forecast model.
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