IBISWorld Platform
Answer any industry question in minutes with our entire database at your fingertips.
Reverse Mortgage Providers in Australia Industry Data and Analysis
Reverse Mortgage providers are capitalising on surging demand. Seniors have become more exposed to the intense cost-of-living pressures of late, looking for financial solutions like releasing equity from their asset-rich lifestyles. Australia's ageing population has also provided a growing base of cash-poor retirees who need to generate money to fund their needs. Bespoke institutions are capitalising on these trends, as the major banks continue to tread cautiously around reverse mortgage products following the Hayne Royal Commission. Major banks ceased new lending and exited the market over prudential or reputational concerns just prior to the pandemic. Industry revenue was stunted in the years up to 2021-22 because of falling interest rates and economic uncertainty for lenders throughout the pandemic. This trend has since reverted, with revenue slated to climb 12.4% annually over the five years through 2025-26 to $461.8 million. Climbing house prices and surging interest rates over the period. Revenue is expected to inch down 0.3% in 2025-26 due to falling interest rates. Even with a rise in the cash rate in February 2026, strong competition is set to constrain home loan rate rises.
Access this data your way
The Reverse Mortgage Providers in Australia Industry analysis is available in multiple formats to fit seamlessly into your workflow.
API Data Delivery
Feed trusted, human-driven industry intelligence straight into your platform.
Integrations
Streamline your workflow with IBISWorld’s intelligence built into your toolkit.
What's included in this industry analysis
IBISWorld's research coverage on the Reverse Mortgage Providers industry in Australia includes market sizing, forecasting, data and analysis from 2016-2031. The most recent publication was released February 2026.
About this industry
What's this industry report about?
The Reverse Mortgage Providers industry in Australia operates under the ANZSIC industry code OD4206. Companies in the industry provide reverse mortgages, which are loans available to seniors that are used to release the equity in a property, usually as a line of credit, lump sum or income stream. Related terms covered in the Reverse Mortgage Providers industry in Australia include negative equity, reverse mortgage and adi.
What's included in this industry?
Products and services covered in Reverse Mortgage Providers industry in Australia include Lump-sum loans, Progressive drawdown and Lump sum and income stream and other.
What companies are included in this industry?
Companies covered in the Reverse Mortgage Providers industry in Australia include Heartland Australia Holdings, Household Capital and Home Equity Access Scheme.
Performance
What's included in the Performance chapter?
The Performance chapter covers detailed analysis, datasets, detailed current performance, sources of volatility and an outlook with forecasts for the Reverse Mortgage Providers industry in Australia.
Questions answered in this chapter include what's driving current industry performance, what influences industry volatility, how do successful businesses overcome volatility, what's driving the industry outlook. This analysis is supported with data and statistics on industry revenues, costs, profits, businesses and employees.
Products & Markets
What's included in the Products and Markets chapter?
The Products and Markets chapter covers detailed products and service segmentation and analysis of major markets for the for the Reverse Mortgage Providers industry in Australia.
Questions answered in this chapter include how are the industry's products and services performing, what are innovations in industry products and services, what products or services do successful businesses offer and what's influencing demand from the industry's markets. This includes data and statistics on industry revenues by product and service segmentation and major markets.
Geographic Breakdown
What's included in the Geographic Breakdown chapter?
The Geographic Breakdown chapter covers detailed analysis and datasets on regional performance of the Reverse Mortgage Providers industry in Australia.
Questions answered in this chapter include where are industry businesses located and how do businesses use location to their advantage. This includes data and statistics on industry revenues by location.
Competitive Forces
What's included in the Competitive Forces chapter?
The Competitive Forces chapter covers the concentration, barriers to entry and supplier and buyer profiles in the Reverse Mortgage Providers industry in Australia. This includes data and statistics on industry market share concentration, barriers to entry, substitute products and buyer & supplier power.
Questions answered in this chapter include what impacts the industry's market share concentration, how do successful businesses handle concentration, what challenges do potential industry entrants face, how can potential entrants overcome barriers to entry, what are substitutes for industry services, how do successful businesses compete with substitutes and what power do buyers and suppliers have over the industry and how do successful businesses manage buyer & supplier power.
Companies
What's included in the Companies chapter?
The Companies chapter covers Key Takeaways, Market Share and Companies in the Reverse Mortgage Providers industry in Australia. This includes data and analysis on companies operating in the industry that hold a market share greater than 5%.
Questions answered in this chapter include what companies have a meaningful market share and how each company is performing.
External Environment
What's included in the External Environment chapter?
The External Environment chapter covers Key Takeaways, External Drivers, Regulation & Policy and Assistance in the Reverse Mortgage Providers industry in Australia. This includes data and statistics on factors impacting industry revenue such as economic indicators, regulation, policy and assistance programs.
Questions answered in this chapter include what demographic and macroeconomic factors impact the industry, what regulations impact the industry, what assistance is available to this industry.
Financial Benchmarks
What's included in the Financial Benchmarks chapter?
The Financial Benchmarks chapter covers Key Takeaways, Cost Structure, Financial Ratios, Valuation Multiples and Key Ratios in the Reverse Mortgage Providers industry in Australia. This includes financial data and statistics on industry performance including key cost inputs, profitability, key financial ratios and enterprise value multiples.
Questions answered in this chapter include what trends impact industry costs and how financial ratios have changed overtime.
Industry Data
What's included in the Industry Data chapter?
The Industry Data chapter includes 10 years of historical data with 5 years of forecast data covering statistics like revenue, industry value add, establishments, enterprises, employment and wages in the Reverse Mortgage Providers industry in Australia.
Trusted by industry professionals
More than 6,000 businesses use IBISWorld to shape local and global economies
We were able to supplement our reports with IBISWorld’s information from both a qualitative and quantitative standpoint. All of our reporting now features some level of IBISWorld integration.
IBISWorld delivers the crisp business knowledge we need to drive our business. Whether it be serving up our major clients, winning new business or educating on industry issues, IBISWorld brings real value.
IBISWorld has revolutionised business information — which has proved commercially invaluable to exporters, investors and public policy professionals in Australia and overseas.
When you’re able to speak to clients and be knowledgeable about what they do and the state that they operate in, they’re going to trust you a lot more.
Frequently Asked Questions
What is the market size of the Reverse Mortgage Providers industry in Australia in 2026?
The market size of the Reverse Mortgage Providers industry in Australia is $461.8m in 2026.
How many businesses are there in the Reverse Mortgage Providers industry in Australia in 2026?
There are 11 businesses in the Reverse Mortgage Providers industry in Australia, which has grown at a CAGR of 1.9 % between 2021 and 2026.
How may import tariffs affect the Reverse Mortgage Providers industry in Australia?
The Reverse Mortgage Providers industry in Australia is unlikely to be materially impacted by import tariffs with imports accounting for a low share of industry revenue.
How may export tariffs affect the Reverse Mortgage Providers industry in Australia?
The Reverse Mortgage Providers industry in Australia is unlikely to be materially impacted by export tariffs with exports accounting for a low share of industry revenue.
Has the Reverse Mortgage Providers industry in Australia grown or declined over the past 5 years?
The market size of the Reverse Mortgage Providers industry in Australia has been growing at a CAGR of 12.4 % between 2021 and 2026.
What is the forecast growth of the Reverse Mortgage Providers industry in Australia over the next 5 years?
Over the next five years, the Reverse Mortgage Providers industry in Australia is expected to grow.
What are the biggest companies in the Reverse Mortgage Providers industry in Australia?
The biggest companies operating in the Reverse Mortgage Providers industry in Australia are Heartland Australia Holdings, Household Capital and Home Equity Access Scheme
What does the Reverse Mortgage Providers industry in Australia include?
Line of credit and Lump-sum loans are part of the Reverse Mortgage Providers industry in Australia.
Which companies have the highest market share in the Reverse Mortgage Providers industry in Australia?
The company holding the most market share in the Reverse Mortgage Providers industry in Australia is Heartland Australia Holdings.
How competitive is the Reverse Mortgage Providers industry in Australia?
The level of competition is high and increasing in the Reverse Mortgage Providers industry in Australia.
Cut through the noise with intelligence you can trust
